Division

B&i - Division of Mortgage Lending

B&i - Division of Mortgage Lending spent $4.47 million in FY2026 — 91% of a $4.9 million budget. It ranks 80 of the state's 109 divisions, less than 1% of all state spending.

That is 15% more than in FY2025 ($3.87 million), not adjusted for inflation.

Has one budget account (3910 B&i - Division of Mortgage Lending), so this page shows its categories.

Spent FY2026: $4.47 million$4,465,633
Budget FY2026: $4.90 millionplus $16.0 million held in reserve
Share of budget spent: 91%Spent ÷ budget
Change from FY2025: +15.4%FY2025: $3.87 million

1.3% of Department of Business and Industry spending.

Spent each year, FY2006 onwards · dashed line: budgetBudget account 3910, looked up by its code in every year.

Year

Compare with

Where the money went

Explore B&i - Division of Mortgage Lending by category: select a block to go a level deeper, or switch views. Totals leave out reserves, pass-through accounts and money paid on to other state accounts.

Budget vs spent, by category

9 categories. The largest, Personnel Services, accounts for 87% of the total.

Categories of B&i - Division of Mortgage Lending, FY2026
Category	Spent FY2026	Budget FY2026	% of budget spent	Share
Personnel Services01

Spent and budget each fiscal year
Fiscal year	Spent	Budget
FY2006	$2.53 million	Not available
FY2007	$2.41 million	Not available
FY2008	$2.42 million	Not available
FY2009	$2.50 million	Not available
FY2010	$2.49 million	$2.73 million
FY2011	$2.20 million	$2.44 million
FY2012	$1.25 million	$1.55 million
FY2013	$1.27 million	$1.45 million
FY2014	$1.48 million	$1.85 million
FY2015	$1.47 million	$1.87 million
FY2016	$1.56 million	$1.75 million
FY2017	$1.80 million	$1.97 million
FY2018	$1.99 million	$2.15 million
FY2019	$2.16 million	$2.25 million
FY2020	$2.33 million	$3.13 million
FY2021	$2.16 million	$3.06 million
FY2022	$2.39 million	$3.03 million
FY2023	$2.63 million	$3.60 million
FY2024	$2.77 million	$3.97 million
FY2025	$3.87 million	$3.98 million
FY2026	$4.47 million	$4.90 million
FY2027	See note	$4.96 million

Operating04	$288 thousandof $325 thousand	$325 thousand	89%	6.5%

Information Services26	$162 thousandof $168 thousand	$168 thousand	97%	3.6%

Licensing08	$35.7 thousandof $42.9 thousand	$42.9 thousand	83%	0.8%

Out-Of-State Travel02	$31.5 thousandof $47.0 thousand	$47.0 thousand	67%	0.7%

Training30	$24.7 thousandof $27.4 thousand	$27.4 thousand	90%	0.6%

Equipment05	$17.3 thousandof $30.0 thousand	$30.0 thousand	58%	0.4%

In-State Travel03	$14.3 thousandof $23.7 thousand	$23.7 thousand	60%	0.3%

MLD Database25	$0of $138 thousand	$138 thousand	0%	0.0%

Spent each year by categories
Fiscal year	Personnel Services	Operating	Information Services	Licensing	Out-Of-State Travel	Other (4)	Budget
FY2006	$1.43 million	$296 thousand	$58.0 thousand	—	$6.4 thousand	$52.8 thousand	—
FY2007	$1.69 million	$282 thousand	$16.7 thousand	—	$772	$24.4 thousand	—
FY2008	$1.90 million	$211 thousand

Funding sources by group and revenue ledger code, FY2026 budget
Group	Revenue ledger	Legislature approved	Current budget
Fees, licences and tuition	$3.23 million	$3.44 million
OF	3750 Supervision Fee	$1.22 million	$1.40 million
OF	3700 Renewal Fees	$919 thousand	$919 thousand
OF	3717 Application Fees	$448 thousand	$480 thousand
OF	3730 Examination Fees	$151 thousand	$151 thousand
OF	3305 Cpa Assessment

Budget journey for FY2026: each step and the running total
Step	Amount	Running total
Governor recommended	$4.85 million	$4.85 million
Changes made by the Legislature	−$7.0 thousand= $4.84M	$4.84 million
Legislature approved	$4.84 million	$4.84 million
Money carried over from earlier years	−$422 thousand= $4.42M	$4.42 million
Other changes after the session	+$481 thousand= $4.90M	$4.90 million
Current budget	$4.90 million	$4.90 million

FY2009	$2.16 million	$159 thousand	$53.3 thousand	—	$1.9 thousand	$30.4 thousand	—

FY2010	$2.08 million	$217 thousand	$48.9 thousand	—	—	$12.0 thousand	$2.73 million

FY2011	$1.93 million	$206 thousand	$26.6 thousand	—	—	$8.6 thousand	$2.44 million

FY2012	$1.05 million	$179 thousand	$6.2 thousand	—	—	$5.0 thousand	$1.55 million

FY2013	$1.10 million	$152 thousand	$3.1 thousand	—	—	$5.9 thousand	$1.45 million

FY2014	$1.25 million	$145 thousand	$9.2 thousand	—	—	$4.5 thousand	$1.85 million

FY2015	$1.27 million	$144 thousand	$2.6 thousand	—	—	$2.6 thousand	$1.87 million

FY2016	$1.34 million	$198 thousand	$14.7 thousand	—	$1.2 thousand	$5.5 thousand	$1.75 million

FY2017	$1.53 million	$244 thousand	$16.5 thousand	—	$553	$12.6 thousand	$1.97 million

FY2018	$1.75 million	$198 thousand	$24.4 thousand	—	$2.1 thousand	$13.7 thousand	$2.15 million

FY2019	$1.88 million	$200 thousand	$56.9 thousand	—	$3.6 thousand	$12.5 thousand	$2.25 million

FY2020	$2.10 million	$193 thousand	$22.9 thousand	—	$1.3 thousand	$8.9 thousand	$3.13 million

FY2021	$1.97 million	$158 thousand	$16.5 thousand	—	—	$782	$3.06 million

FY2022	$2.12 million	$220 thousand	$16.2 thousand	—	$701	$36.5 thousand	$3.03 million

FY2023	$2.08 million	$257 thousand	$18.2 thousand	—	$1.5 thousand	$244 thousand	$3.60 million

FY2024	$2.06 million	$265 thousand	$58.2 thousand	—	minus $3.5 thousand	$359 thousand	$3.97 million

FY2025	$3.04 million	$282 thousand	$299 thousand	—	$17.7 thousand	$235 thousand	$3.98 million

FY2026	$3.89 million	$288 thousand	$162 thousand	$35.7 thousand	$31.5 thousand	$56.2 thousand	$4.90 million

FY2027	—	—	—	—	—	—	$4.96 million

Treasurer's Interest Distrib	$536 thousand	$705 thousand
OF	4326 Treasurer's Interest Distrib	$536 thousand	$705 thousand

Treasurer's Interest Distrib

4326 Treasurer's Interest Distrib

Everything else	$24.6 thousand	$24.6 thousand
OF	4152 Administrative Penalties	$24.6 thousand	$24.6 thousand

Everything else

4152 Administrative Penalties

Carried over from last year · not new money	$17.8 million	$17.4 million
BF	2511 Balance Forward From Previous Year	$17.8 million	$17.4 million

Carried over from last year · not new money

2511 Balance Forward From Previous Year

B&i - Division of Mortgage Lending

Where the money went

Budget vs spent, by category

Over time

Who pays for it

How the FY2026 budget got here

Notes